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SOLUTION · FINANCE & LOAN

Loan Management System

End-to-end loan origination, credit scoring, approval workflow and repayment tracking.

AI Credit ScoringAdmin PortalWorkflow
<3min
Application to Decision
100%
Audit Trail Coverage
24/7
Approval Automation
01

Overview

Production-grade loan management built for lenders, fintechs and micro-finance operators. Borrower onboarding, eKYC, AI credit scoring, approval workflow, disbursement, repayment and collections — with a full admin portal and regulatory reporting.

02

Key Features

Application Portal

Borrower onboarding with eKYC, document upload, OCR and instant eligibility checks.

AI Credit Scoring

Rules + machine-learning scoring with credit bureau integration and customisable risk policies.

Approval Workflow

Multi-tier approval, exception handling, role-based access and full audit log.

Disbursement

Bank transfer integration, FPX/DuitNow, scheduled payouts, currency control.

Repayment & Collections

Schedule generation, automated reminders (SMS/email/WhatsApp), online repayment, NPL tracking.

Admin Dashboard

Real-time portfolio health, NPL ratios, collection KPIs and regulatory reports.

03

Built With

Our recommended stack for this solution. Every project is tailored — we'll adjust based on your team, infrastructure and integration needs.

LaravelPostgreSQLRedisAWSiPay88TwilioOCR / OpenAI
04

Use Cases

Perfect For

  • Personal loan products
  • SME lending
  • BNPL platforms
  • Micro-finance
  • P2P lending

Industries We've Built For

FintechLendingBankingMicro-finance
READY TO BUILD?

Let's build your loan management system.

Book a free discovery call — we'll scope your needs and give a fixed-price quote with no hidden costs.